It is an important feature of market economy that the contract of economic relation. The contract relations connect the rights and obligations of each part, strictly fulfill these contracts is the basic principal that market economy operate normally. To protect these contracts’ justice and seriousness, there must be law and credit. So from this, market economy is legal economy, also credit economy.
Market economy developed so fast that credit has penetrated to every part of social economy. Social credit is the production of social economic relation in substance, it reveals the economic relation that social subject build in social relation for survival and development. In modern market economy, social credit has much social value.
Institute of Credit Economy of MIUE develops the credit economic theory research and application research that are suitable for Chinese economic development, grasps the international credit economic theory’s development, develops and replants international advanced credit management technology and methods, provides credit management consult for enterprises, and makes effort on training credit economic and credit management talents.